JSJOHAN STRYDOMSubscribe free

INSURANCE FRAUD DATA LAB · FREE PUBLIC SOURCES ONLY

What can public evidence establish about insurance fraud?

Track detected fraud, claims pressure, uninsured driving, vehicle crime, ghost broking and customer harm—without paid insurer, bureau or vendor data.

United Kingdom; Great Britain where source coverage requires itEvidence cut: 28 Sept 2026Download released JSON
Evidence types: detection, reported cases and context
Direct fraud measure

A source explicitly records detected, confirmed or prevented fraud. It still measures detection, not every event that occurred.

Reported-case measure

A case or complaint count from a reporting system. Coverage depends on who reports and how records are classified.

Contextual indicator

A related exposure, claims or crime measure. It can test plausibility or pressure, but cannot establish fraud on its own.

Fraud trendsShared links retain this evidence release and your selections.

UK DETECTED FRAUD PULSE

Detected claims rose; that is not the same as underlying incidence.

Direct fraud measure
Detected claims98,4002024 · all classes
Detected value£1.16bn2024 · all insurance classes · ABI members
Change in detected claims+11.7%All insurance classes · 2024 vs restated 2023

UK · All insurance classes · Detected dishonest claims reported by ABI members · calendar years

Detected claims — all insurance classes
Detected claims — all insurance classes. Exact values are in the accompanying data table. Missing values are gaps.026,56853,13679,704106,272ABI detected claims, 2022: 72,600 Detected claims — all insurance classesABI detected claims, 2023: 88,100 Detected claims — all insurance classesABI detected claims, 2024: 98,400 Detected claims — all insurance classes202220232024
ABI detected claims

Select a point, or open Chart data for exact values. Missing observations remain gaps.

Chart data
Detected claims — all insurance classes
YearABI detected claims
202272,600
202388,100
202498,400
Revised ABI series. Detection activity and reporting coverage can change; this is not underlying fraud incidence.
YearDetected claimsDetected valueVintage / interpretation
202272,600£1.10bnOriginally published ABI member detection total.
202388,100£1.14bnRestated in the following ABI release; the earlier publication reported 84,400 claims and about £1.1bn.
202498,400£1.16bnLatest annual ABI member detection total in this release.
Association of British Insurers (opens in a new tab)Association of British Insurers (opens in a new tab)

Vintage rule: 2023 uses the 88,100 / £1.14bn restatement in the next ABI release. The earlier vintage reported 84,400 claims and about £1.1bn. The Lab never splices the old count into the revised series.

CIFAS MEMBER REPORTING · 2025

Identity and facility-misuse signals

Cifas National Fraud Database member reporting. Counts are sector/member submissions, not total UK prevalence.

Cifas (opens in a new tab)
Identity fraud cases
242,000+
54% of National Fraud Database cases
Insurance identity fraud
>16,000
+26% year on year
Misuse of facility
>106,000
+43% year on year

METHOD & BOUNDARY

What this free-data lab will—and will not—claim.

Rules used in every analysis

  1. Keep source publication date, observation period and retrieval date separate.
  2. Never combine direct fraud, reported-case and contextual indicators into one fraud rate.
  3. Use the latest published vintage and disclose revisions instead of silently mixing releases.
  4. Compare adjacent fiscal and calendar periods only as contextual ratios, with the period mismatch visible.
  5. Treat anomalies as referrals for corroboration—not findings about a person, policy or claim.

Deliberately excluded

These sources may be operationally valuable, but they are not free public evidence and therefore do not enter this Lab’s analysis.

  • CUE and MIB Navigate / MIPD row-level records
  • MyLicence and other permissioned driving-record services
  • IFB member intelligence and shared insurer case records
  • Cifas National Fraud Database row-level records
  • Credit-reference, identity and device-intelligence feeds
  • Insurer quote, policy, claim and payment records
  • Vendor-reported savings or detection rates without an auditable public denominator

Open the Insurance Fraud tracker →Inspect STATS19 evidence →Inspect geographic evidence →

Sources & release

Published02/10/2026
Data periodEvidence released to 2026-09-28
Changes awaiting review12
Failed source checks10

Source monitoring does not change these published findings. A changed page may contain a document or wording update; it is not an approved new result.

Inspect 23 sources and monitoring details

Analysis validated: 02/10/2026. Missing dates are shown as “Not recorded”.

SourceSource periodChecked in releaseLatest checkMonitoring state
Fraudulent insurance claims continue to top £1 billionCalendar year 2024, with a restated 2023 comparatorNot recorded05/10/2026Source check problem — approved findings retained
Crackdown on insurance cheats delivering resultsCalendar year 2022Not recorded05/10/2026Source check problem — approved findings retained
Fraudscape 2026National Fraud Database member reporting, calendar year 2025Not recorded28/09/2026Source content changed; review pending
Official Injury Claim dataPortal data and publications since service launchNot recorded28/09/2026Source content changed; review pending
OIC data publication: April to June 20261 April to 30 June 2026Not recorded28/09/2026Source content changed; review pending
Compensation Recovery Unit performance dataFinancial years 2018/19 to 2025/26Not recorded28/09/2026Source content changed; review pending
The UK’s top uninsured-driving areasTwo years of MIB claims; postcode districts ranked by defendants per 1,000 populationNot recorded28/09/2026Source content changed; review pending
Police.uk open dataMonthly street-level police-recorded crimeNot recorded30/09/2026Source content changed; review pending
Police recorded crime and outcomes open data tablesPolice-force-area vehicle offences, calendar years 2016 to 2025Not recorded30/09/2026Source content changed; review pending
Anonymised MOT tests and resultsMOT tests from 2005 onward22/09/202622/09/2026No source issue recorded
Vehicle licensing statistics data tablesQuarterly and annual licensed-vehicle statistics21/09/202605/10/2026Source content changed; review pending
Road traffic statisticsAnnual motor-vehicle mileage26/09/202603/10/2026Source content changed; review pending
Road safety open dataPolice-reported collisions and casualties26/09/202603/10/2026Source content changed; review pending
FCA Warning ListCurrent unauthorised-firm warningsNot recorded05/10/2026Source check problem — approved findings retained
Financial Services RegisterCurrent regulatory permissions and statusNot recorded05/10/2026Source content changed; review pending
Firm-level complaints dataHalf-yearly regulated-firm complaintsNot recorded05/10/2026Source check problem — approved findings retained
Quarterly complaints data: Q1 2026/27April to June 2026Not recorded28/09/2026Source content changed; review pending
Ghost broker sentenced for £302,000 insurance policy scamEnforcement caseNot recorded05/10/2026Source check problem — approved findings retained
Man jailed for fake car-insurance fraudEnforcement caseNot recorded05/10/2026Source check problem — approved findings retained
Serial ghost broker sentenced after repeated warningsEnforcement caseNot recorded05/10/2026Source check problem — approved findings retained
Fraudster sentenced for £17,000 Instagram policy scamEnforcement caseNot recorded05/10/2026Source check problem — approved findings retained
Fake car-insurance fraudsters ordered to repay £376,000Enforcement and confiscation caseNot recorded05/10/2026Source check problem — approved findings retained
Nationwide crackdown on ghost brokingEnforcement operationNot recorded05/10/2026Source check problem — approved findings retained
Technical release IDlens-2026-10-02-3d9ceed6e4d1