Exponential Insurance Brief | 29 October 2026
The agent can sell the policy. Can it prove what it was allowed to do? | Europe’s AV evidence race | telemetry becomes identity
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JOHAN STRYDOM · PRODUCT DEVELOPMENT ACTUARY
Evidence-led analysis of AI, vehicle technology and new data to inform pricing, underwriting, claims, distribution and product strategy.

THE EXPONENTIAL INSURANCE BRIEF
All editionsThe agent can sell the policy. Can it prove what it was allowed to do? | Europe’s AV evidence race | telemetry becomes identity
Read this edition on Substack
AI agents meet an AI regulator 🤖 | robotaxis meet city rules 🚕 | car software becomes exposure measures🚗
AI agents can knock. Insurance still needs a product language
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THE PRICING ACTUARY’S LENS
Risk mechanics, market and capital, and customer outcomes.
Read the frameworkABOUT JOHAN
I’m a General Insurance Actuary and former Head of Pricing at Markerstudy, with experience across pricing, telematics and product development.
I helped build MyPolicy and JURNY through to acquisition by Acorn Insurance. Today I’m Co-Founder, CEO and Chief Actuary of InsureLab.ai.
THE EXPONENTIAL INSURANCE BRIEF
One technology development each week, with its implications for pricing, claims and insurance products.
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