{ "feature": "bankruptcy_la", "metadata": { "id": "bankruptcy_la", "label": "Bankruptcy rate \u00b7 authority context", "phase": "E7", "family": "Financial context", "unit": "events/10,000 adults/year", "definition": "Published annual bankruptcies per 10,000 adults, inherited from source reporting area", "denominatorDefinition": "Publisher mid-2024 adults aged 18+. Exact counts not supplied; use published source rate without reconstructing a denominator.", "numerator": [], "denominator": [], "source": "Insolvency Service 2025 location workbook", "sourceUrl": "https://www.gov.uk/government/statistics/individual-insolvencies-by-location-age-and-gender-england-and-wales-2025", "observationPeriod": "2025 events; mid-2024 adult denominator", "note": "Published 2025 rate inherited from 316 lower-tier reporting areas, with no within-area variation. Provisional because the publisher used mid-2024 adults. City of London is combined with Westminster; Isles of Scilly with Cornwall. National LSOA-weighted ties remain together; authority-weighted sensitivity is supplied.", "status": "provisional", "readiness": "provisional inherited authority context", "measurementType": "Inherited local-authority context", "role": "candidate", "zeroBand": false, "overlapGroup": "Financial context", "sourceVersion": "ew-v3", "direction": "Higher band = higher feature value; no tested collision-risk direction", "sourceGeography": "Official LAD2025 reporting area inherited to LSOA2021", "geographicResolution": "Local-authority reporting area inherited to LSOA2021", "applicability": "Every one of the 35,672 master LSOAs retained. Coverage gates are feature-specific; source gaps are not zero.", "comparability": "Common source and definition across England and Wales; feature-specific coverage and vintage limitations retained", "retrospectiveResearchAvailable": true, "historicalForecastEligibility": "Retrospective source editions and bands frozen on 2026-10-12. 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